top of page
the personal finance blog
Search


PFT #62 - Personal Finance Tip of the Week: How to Save Money on Printer Ink Cartridges
Save money on printer ink cartridges by refilling through a store or refilling them yourself.
David Mulonas
May 22, 20232 min read
45 views
0 comments


PFT #60 - Personal Finance Tip of the Week: The True Cost of New Appliances and Warranties
Appliances have become increasingly expensive with features and inflation. Is getting warranty coverage worth the cost?
David Mulonas
May 15, 20232 min read
28 views
0 comments


PFT #59 - Personal Finance Tip of the Week: Student Loan Forgiveness and Moratorium
The federal student loan moratorium has been extended for the fourth time due to the Coronavirus pandemic and at the same time President...
David Mulonas
Apr 4, 20232 min read
19 views
0 comments


PFT #58 - Personal Finance Tip of the Week: The Benefits of Travel Insurance
This week’s topic is about travel insurance and is it worth the cost?
David Mulonas
Jan 6, 20221 min read
31 views
0 comments


PFT #57 - Personal Finance Tip of the Week: Skipping the Dry Cleaner Saves Money and the Environment
This week’s topic is on the cost of dry cleaning and is it safe to wash the clothes at home?
David Mulonas
Dec 30, 20211 min read
32 views
0 comments


PFT #55 - Personal Finance Tip Tracking Realized Capital Gains for the Calendar Year
As each year ends investors balance losses against gains to minimize taxes that are paid to the IRS each year.
David Mulonas
Dec 22, 20211 min read
32 views
0 comments


PFT #54 - Personal Finance Tip: Is a Natural or Artifical Christmas Tree Better for the Environment?
In recent years, there has been a debate that purchasing an artificial tree is a better long-term solution to that of a natural tree.
David Mulonas
Dec 21, 20211 min read
65 views
0 comments


PFT #53: Personal Finance Tip: The Personal Finance Tips One-year Anniversary
This week’s topic celebrates our first 52 personal finance tips.
David Mulonas
Dec 15, 20211 min read
36 views
0 comments


PFT #52 - Personal Finance Tip of the Week: Radon; The Silent Killer
Radon is a silent killer because it’s an odorless gas that we breathe in normally; and it is the second leading cause of lung cancer
David Mulonas
Dec 8, 20212 min read
30 views
0 comments


PFT #51 - Personal Finance Tip: The Ball Aluminum Cups and the Positive Impact on the Environment
As the world evolves so has Ball and they've recently announced the aluminum drinking cup that can replace the plastic solo type cups.
David Mulonas
Dec 1, 20211 min read
35 views
0 comments


PFT #50 - Personal Finance Tip of the Week: Fire Extinguishers Save Lives and Money
An often overlooked item in one’s domicile is a fire extinguisher and the importance that it provides especially in the kitchen.
David Mulonas
Nov 23, 20211 min read
32 views
0 comments


PFT #49 - Personal Finance Tip of the Week: The Residual Value of Your Car and Buying Your Lease Out
When it comes to driving a car, the common question is, are you better off buying or leasing?
David Mulonas
Nov 17, 20212 min read
30 views
0 comments


PFT #48 Personal Finance Tip - How Raising Your Auto Insurance Deductible Saves You Money
When looking at collision for auto insurance, many people choose a lower deductible but there is a way to save money
David Mulonas
Nov 10, 20211 min read
35 views
0 comments


PFT #47 - Personal Finance Tip: How to Benefit By Knowing Store Return Policies with Retailers
This week’s topic is about knowing store policies when returning expensive or custom made products with retailers.
David Mulonas
Nov 3, 20211 min read
36 views
0 comments


PFT #46 - Personal Finance Tip: How to Manage the Rainy Fund Especially During Rising Inflation
The rainy day fund is money that is set aside in the budget to account for small, unforeseen expenses, but how do you manage it?
David Mulonas
Oct 27, 20212 min read
35 views
0 comments


PFT #45 - Personal Finance Tip: When it Makes Sense to Purchase a Product Warranty
When you purchase items, should you buy an extended base warranty or protection that covers the entire product?
David Mulonas
Oct 20, 20212 min read
40 views
0 comments


PFT #44 - Personal Finance Tip: How The Cell Phone Wars Can Save You Money
Cell phone companies have been offering incentives to new and existing customers. You may be able to get a new device for free.
David Mulonas
Oct 13, 20212 min read
28 views
0 comments


PFT #43 - Personal Finance Tip: A Breathalyzer is a Low Cost Purchase to Save Money and
One alcohol-related death occurs every 52 minutes and drunk driving causes more than 10,000 deaths every year. Be safe - get a breathalyzer
David Mulonas
Oct 6, 20211 min read
62 views
0 comments


PFT #42 - Personal Finance Tip: The Hidden Advantage with Retail Credit Cards and Paying Them Off
Paying for purchases in full with retail credit cards be to your advantage especially for large in scale items.
David Mulonas
Sep 29, 20211 min read
32 views
0 comments


PFT #41 -Personal Finance Tip: Reasons not to Buy a Cell Phone
Here is one simple thing that you can do to save money on your cell phone… don’t upgrade it.
David Mulonas
Sep 22, 20211 min read
31 views
0 comments
bottom of page