top of page
the personal finance blog
Search


PFT #40 - Personal Finance Tip: Low-Flow Faucets and Fixtures Save Money and the Environment
This week’s topic is about saving water and money with low-flow household fixtures.
David Mulonas
Sep 15, 20211 min read
30 views
0 comments


PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
David Mulonas
Sep 8, 20211 min read
23 views
0 comments


PFT #38 - Personal Finance Tip of the Week: Three Tips for Pet Insurance
Most pet insurance plans do not cover pet wellness. Does this mean that you should get a full insurance plan?
David Mulonas
Sep 1, 20211 min read
39 views
0 comments


PFT #37 - Employers Offering a Student Loan Reimbursement Benefit
Switching jobs? Tuition reimbursement a new benefit to attract employees.
David Mulonas
Aug 26, 20211 min read
21 views
0 comments


PFT #36 - Budget Management for the Rising Costs of Clothes, Shoes, TVs Etc.
Due to the disruptions in the supply chain with high demand and low volume equals higher prices.
David Mulonas
Aug 18, 20211 min read
19 views
0 comments


PFT #35 - Three Travel Savings Tips Before and During Stay
Travel tips that can save you money during a trip and before you leave for your destination
David Mulonas
Aug 11, 20211 min read
23 views
0 comments


PFT #34 - Ditch Plastic Sandwich Bags with the Silicone Solution
This week’s personal finance tip is about ditching the plastic sandwich bags for silicone.
David Mulonas
Aug 5, 20211 min read
26 views
0 comments


PFT #33 - Washing in Cold Water Saves Money and the Environment
Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics
David Mulonas
Jul 29, 20211 min read
28 views
0 comments


PFT #32 - Don't Refinance Your Mortgage Just to Refinance
There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
David Mulonas
Jul 27, 20211 min read
31 views
0 comments


PFT #31 - Switching From Butane to an Arc Lighter - Save Money and the Environment
Save money with an arc lighter. No butane, no batteries. Long lasting and beneficial for the environment.
David Mulonas
Jul 26, 20211 min read
29 views
0 comments


PFT #30 - Credit Unions Competitive Borrowing Rates - Make a Positive Impact on the Budget
Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.
David Mulonas
Jul 15, 20211 min read
18 views
0 comments


PFT #29 - Rubbermaid FreshWorks Containers Increases Food Freshness by 80%
Extend the life of your produce by using the extended life storage containers
David Mulonas
Jul 11, 20211 min read
22 views
0 comments


PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
David Mulonas
Jul 1, 20212 min read
27 views
0 comments


PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
David Mulonas
Jun 29, 20211 min read
29 views
0 comments


PFT#26 - Listener Question: How Do We Trade Options and What Should Beginning Investors Know?
Options come with high risk and reward. It is important to understand how they work before entering into this type of stock trading
David Mulonas
Jun 15, 20212 min read
21 views
0 comments


PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance
Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
David Mulonas
Jun 3, 20212 min read
27 views
0 comments


PFT #24 - The Reason Alcohol at Bars and Restaurants are Expensive
Wine and alcohol are expensive when dining and it based on the ingredient cost and the mark up known as the pour cost
David Mulonas
May 28, 20212 min read
43 views
0 comments


#23 - Personal Finance Tip: Save Money on Gas With the GasBuddy App
Reduce your fuel cost by using the GasBuddy app. Compare prices by brand, location and price and use their rewards card to save more money.
David Mulonas
May 20, 20212 min read
25 views
0 comments


PFT #22 - Personal Finance Tip: How to to Save Money on the Internet Bill
The personal finance tip of the week centers on saving money on your Internet bill in the budget.Â
David Mulonas
May 13, 20212 min read
14 views
0 comments


PFT #21: Personal Finance Tip: Shave Your Budget Down With the Razorpit Blade Cleaner
The Razorpit blade cleaner extends the life of razor blades by 6-15 times and it will save you money for years to come.
David Mulonas
May 7, 20212 min read
23 views
0 comments
bottom of page