The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.

For most assets the capital gain tax rates that are held for less than a year, are treated as ordinary income as if you earned a paycheck

Shorting a stock whens shares are borrowed from a broker on margin and have to be be paid back with interest to the broker.

In today’s world it is incumbent on you to build your retirement nest egg therefore, you can use the rule of 72 as a base calculation.

Trusts supersede a will when there is discrepancy. Most attorneys recommend that you have a will and a trust for backup protection.

The bottom line is that if you have an Energy Star rated dishwasher this means that you will be using ¼ less energy than washing by hand.

A domestic partnership is when two people live together and are involved in an interpersonal relationship living as if they're married.

A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.

PMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.

How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user

Here's's a great way to save some money, and that is to save the boxes, bags and bows and so on, rather than throwing them away.

Budgeting sometimes gets a stigma meaning that you're cheap or frugal. You have to budget within the means of the money that you have.

You can save money down the road by buying quality products, but the difference here is that you will also help the environment

When you take a 401(k) withdrawal, you'll face a 10% penalty if you're under the age of 59.5 years of age

-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...

I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.