Budget and Personal Finance Blog | Something On My Mind Podcast

the personal finance blog

Sep 15, 20205 min read

#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home

DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.

Apr 21, 20203 min read

Podcast #3 - Credit Card Balance Transfers

I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.

Apr 6, 20205 min read

Podcast #1 - Panic Selling During the Coronavirus

Let's discuss the ramifications of panic selling your financial investments if you are not going need the money for the next two years.