PFT #62 - Personal Finance Tip of the Week: How to Save Money on Printer Ink Cartridges
Save money on printer ink cartridges by refilling through a store or refilling them yourself.
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David Mulonas
May 15, 20232 min read
PFT #60 - Personal Finance Tip of the Week: The True Cost of New Appliances and Warranties
Appliances have become increasingly expensive with features and inflation. Is getting warranty coverage worth the cost?
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David Mulonas
Apr 4, 20232 min read
PFT #59 - Personal Finance Tip of the Week: Student Loan Forgiveness and Moratorium
The federal student loan moratorium has been extended for the fourth time due to the Coronavirus pandemic and at the same time President...
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David Mulonas
Dec 21, 20211 min read
PFT #54 - Personal Finance Tip: Is a Natural or Artifical Christmas Tree Better for the Environment?
In recent years, there has been a debate that purchasing an artificial tree is a better long-term solution to that of a natural tree.
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David Mulonas
Dec 8, 20212 min read
PFT #52 - Personal Finance Tip of the Week: Radon; The Silent Killer
Radon is a silent killer because it’s an odorless gas that we breathe in normally; and it is the second leading cause of lung cancer
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David Mulonas
Dec 1, 20211 min read
PFT #51 - Personal Finance Tip: The Ball Aluminum Cups and the Positive Impact on the Environment
As the world evolves so has Ball and they've recently announced the aluminum drinking cup that can replace the plastic solo type cups.
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David Mulonas
Nov 17, 20212 min read
PFT #49 - Personal Finance Tip of the Week: The Residual Value of Your Car and Buying Your Lease Out
When it comes to driving a car, the common question is, are you better off buying or leasing?
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David Mulonas
Nov 10, 20211 min read
PFT #48 Personal Finance Tip - How Raising Your Auto Insurance Deductible Saves You Money
When looking at collision for auto insurance, many people choose a lower deductible but there is a way to save money
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David Mulonas
Nov 3, 20211 min read
PFT #47 - Personal Finance Tip: How to Benefit By Knowing Store Return Policies with Retailers
This week’s topic is about knowing store policies when returning expensive or custom made products with retailers.
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David Mulonas
Oct 27, 20212 min read
PFT #46 - Personal Finance Tip: How to Manage the Rainy Fund Especially During Rising Inflation
The rainy day fund is money that is set aside in the budget to account for small, unforeseen expenses, but how do you manage it?
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David Mulonas
Oct 6, 20211 min read
PFT #43 - Personal Finance Tip: A Breathalyzer is a Low Cost Purchase to Save Money and
One alcohol-related death occurs every 52 minutes and drunk driving causes more than 10,000 deaths every year. Be safe - get a breathalyzer
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David Mulonas
Sep 29, 20211 min read
PFT #42 - Personal Finance Tip: The Hidden Advantage with Retail Credit Cards and Paying Them Off
Paying for purchases in full with retail credit cards be to your advantage especially for large in scale items.
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David Mulonas
Sep 22, 20211 min read
PFT #41 -Personal Finance Tip: Reasons not to Buy a Cell Phone
Here is one simple thing that you can do to save money on your cell phone… don’t upgrade it.
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David Mulonas
Sep 8, 20211 min read
PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
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David Mulonas
Sep 6, 20216 min read
#75 - Blaming Yourself About Budgeting Choices
Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance
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David Mulonas
Sep 1, 20211 min read
PFT #38 - Personal Finance Tip of the Week: Three Tips for Pet Insurance
Most pet insurance plans do not cover pet wellness. Does this mean that you should get a full insurance plan?
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David Mulonas
Aug 18, 20211 min read
PFT #36 - Budget Management for the Rising Costs of Clothes, Shoes, TVs Etc.
Due to the disruptions in the supply chain with high demand and low volume equals higher prices.
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David Mulonas
Aug 11, 20211 min read
PFT #35 - Three Travel Savings Tips Before and During Stay
Travel tips that can save you money during a trip and before you leave for your destination
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David Mulonas
Aug 7, 20215 min read
#68 - The Midyear Financial Review
The midyear check up is to validate if goals are being met or there is a need to adjust them
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David Mulonas
Aug 5, 20211 min read
PFT #34 - Ditch Plastic Sandwich Bags with the Silicone Solution
This week’s personal finance tip is about ditching the plastic sandwich bags for silicone.
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