#70 - Who Should Pay for College: The Parent or the Kid?
The prospect of paying for college is daunting no matter who is footing the bill. Tuition and the cost for college defy low inflation
top of page
the personal finance blog
Search
David Mulonas
Jul 29, 20211 min read
PFT #33 - Washing in Cold Water Saves Money and the Environment
Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics
28 views0 comments
David Mulonas
Jul 26, 20212 min read
#69A - 2021 Early Child Tax Credit Update
Children 17 or younger are generally eligible for the child tax credit payments, but there are conditions and the payments are coming early
21 views0 comments
David Mulonas
Jul 26, 20214 min read
#69 - Couples Unified Budget Review
Should couples have their own bank accounts? Should they have one budget or two?
22 views0 comments
David Mulonas
Jul 15, 20211 min read
PFT #30 - Credit Unions Competitive Borrowing Rates - Make a Positive Impact on the Budget
Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.
16 views0 comments
David Mulonas
Jul 11, 20211 min read
PFT #29 - Rubbermaid FreshWorks Containers Increases Food Freshness by 80%
Extend the life of your produce by using the extended life storage containers
22 views0 comments
David Mulonas
Jul 1, 20212 min read
PFT #28 - How to Save on Ticket Prices for Sports, Concerts and Entertainment
With the right approach you can save money on tickets to your favorite events.
27 views0 comments
David Mulonas
Jun 29, 20211 min read
PFT #27 - The Line of Blueland Cleaning Products - Save Money and the Environment
Blueland cleaning products reduce waste and puts more money in your pocket
27 views0 comments
David Mulonas
Jun 3, 20212 min read
PFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance
Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
27 views0 comments
David Mulonas
May 26, 20216 min read
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
29 views0 comments
David Mulonas
May 24, 20213 min read
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
17 views0 comments
David Mulonas
May 20, 20212 min read
#23 - Personal Finance Tip: Save Money on Gas With the GasBuddy App
Reduce your fuel cost by using the GasBuddy app. Compare prices by brand, location and price and use their rewards card to save more money.
25 views0 comments
David Mulonas
May 16, 20215 min read
#59 - Is it Better to Lease or Buy a Car? Low Inventory Inflates Prices and Impacts the Budget
Leasing means you'll always have a monthly payment with new features. On the other hand, buying a car has will provide eventual ownership.
39 views0 comments
David Mulonas
May 10, 20215 min read
#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
35 views0 comments
David Mulonas
May 7, 20212 min read
PFT #21: Personal Finance Tip: Shave Your Budget Down With the Razorpit Blade Cleaner
The Razorpit blade cleaner extends the life of razor blades by 6-15 times and it will save you money for years to come.
21 views0 comments
David Mulonas
May 3, 20216 min read
#57 Life After College: I Need Job. I Need a Budget. Where Do I live? Help!
We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.
44 views0 comments
David Mulonas
Apr 29, 20212 min read
PFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?
Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
12 views0 comments
David Mulonas
Apr 5, 20219 min read
#53 - Millennials and Their Money - We Debunk the Stereotypes and the Myths
We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.
24 views0 comments
David Mulonas
Mar 31, 20212 min read
PFT #16 - Personal Finance Tip: Increase Savings in the Grocery Budget by Watching Unit Pricing
Saving money on familair products with a quality mindset is a winning formula to create disposable income to control debt and build savings.
16 views0 comments
David Mulonas
Mar 24, 20212 min read
PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget
You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.
29 views0 comments
bottom of page