#50 - Relationships, Personal Finance and Divorce. When is the Right Time to Discuss the Budget?
Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.
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David Mulonas
Mar 14, 20212 min read
#PFT 13 - Personal Finance Tip: How to Save Money on Your Electric Bill and Improve the Budget
So what if you could follow these tips to save a few dollars on your electric bill and reduce the budget by 20% or so?
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David Mulonas
Mar 3, 20213 min read
PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget
I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.
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David Mulonas
Jan 11, 202110 min read
Podcast #41 - Are You Ready for a Big Move Into the Tiny House Movement?
A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.
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David Mulonas
Jan 4, 20216 min read
Podcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for Adults
How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user
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David Mulonas
Jan 1, 20212 min read
PFT #3 - Personal Finance Tip: FSA Funds - Use Them or Lose Them
If you don’t spend your FSA money by January 1st your account value will go to zero dollars. So stock up on supplies to use that money
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David Mulonas
Dec 31, 20205 min read
Podcast #39 - Deferred 0% Interest Rate Credit Cards and How They Impact Your Budget
Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.
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David Mulonas
Dec 18, 20202 min read
Personal Finance Tip #1 - The Hidden Cost of Eating Out For Lunch on the Budget
Eating out for lunch is often one of the most hidden expenses in the budget each year; not to mention that 40% of food is wasted.
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David Mulonas
Nov 30, 20209 min read
Podcast #35 - How Does Pet Insurance Work and How to Factor it Into Your Budget
Pet insurance cost depends on factors such as your pets age, size, and breed as well as any preexisting conditions.
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David Mulonas
Oct 25, 20207 min read
Podcast #3 - 401(k) Withdrawals and Loans
When you take a 401(k) withdrawal, you'll face a 10% penalty if you're under the age of 59.5 years of age
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