The rainy day fund is money that is set aside in the budget to account for small, unforeseen expenses, but how do you manage it?

Wine and alcohol are expensive when dining and it based on the ingredient cost and the mark up known as the pour cost

A fractional share is when there is less than a full share of stock owned. This happens with dividend reinvestments and stock splits.

Successful personal finance managers have discipline and put in the work to buy quality productand create disposable income.

Social Security’s goal is to provide 40% replacement income and the individual’s goal is to reach 80% replacement income in retirement.

I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.

Shorting a stock whens shares are borrowed from a broker on margin and have to be be paid back with interest to the broker.

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.