DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval

Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.

We are parents of kids that are now out of undergrad and facing real life. The kids need to find jobs, budget and figure out their lives.

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...

If your standard deduction is less than the total of your itemized deductions, then you should be able to save money.

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.