credit card interest | Something On My Mind

the personal finance blog

Jul 15, 20211 min read

PFT #30 - Credit Unions Competitive Borrowing Rates - Make a Positive Impact on the Budget

Many people handle their money with major banks; however, credit unions can offer many advantages that banks do not.

Apr 30, 20211 min read

Government Sponsored Entities (GSEs)

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

Dec 31, 20205 min read

Podcast #39 - Deferred 0% Interest Rate Credit Cards and How They Impact Your Budget

Rule #1: as long as you pay the credit card with regular installments before the 24 months expire you will accumulate no interest.

Apr 21, 20203 min read

Podcast #3 - Credit Card Balance Transfers

I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.