David MulonasApr 29, 20212 min readPFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.
David MulonasApr 13, 20212 min readWhat is an Emergency FundWhen it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
David MulonasApr 11, 20212 min readLoan-to-value (LTV)Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.