David MulonasNov 23, 20211 min readPFT #50 - Personal Finance Tip of the Week: Fire Extinguishers Save Lives and MoneyAn often overlooked item in one’s domicile is a fire extinguisher and the importance that it provides especially in the kitchen.
David MulonasSep 8, 20211 min readPFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan ApprovedDTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
David MulonasMar 31, 20212 min readPFT #16 - Personal Finance Tip: Increase Savings in the Grocery Budget by Watching Unit PricingSaving money on familair products with a quality mindset is a winning formula to create disposable income to control debt and build savings.
David MulonasFeb 28, 20217 min read#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.
David MulonasFeb 11, 20212 min readPFT #9 - Personal Finance Tip: 40% of the Grocery Budget is WastedThe Bureau of Labor Statistics says the average household spends more than $7,700 per year and can be the highest cost in the budget.
David MulonasDec 18, 20202 min readPersonal Finance Tip #1 - The Hidden Cost of Eating Out For Lunch on the BudgetEating out for lunch is often one of the most hidden expenses in the budget each year; not to mention that 40% of food is wasted.