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PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved
DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval
David Mulonas
Sep 8, 20211 min read
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#59 - Why the FIRE Movement Should Be Called FISH: Financial Independence Side Hustle
Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.
David Mulonas
May 10, 20215 min read
35 views
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What is an Emergency Fund
When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...
David Mulonas
Apr 13, 20212 min read
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#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget
Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.
David Mulonas
Mar 28, 20217 min read
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PFT #12 -Personal Finance Tip: How Shopping For Medical Procedures Can Save Money on the Budget
I had a surgery estimated to cost $10,000 and after my research was complete, I switched to a new medical facility and saved $9,000.
David Mulonas
Mar 3, 20213 min read
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#42 - How to Get Employer Health Insurance When Having a Domestic Partner or a Civil Union
A domestic partnership is when two people live together and are involved in an interpersonal relationship living as if they're married.
David Mulonas
Jan 18, 20215 min read
33 views
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Podcast #35 - How Does Pet Insurance Work and How to Factor it Into Your Budget
Pet insurance cost depends on factors such as your pets age, size, and breed as well as any preexisting conditions.
David Mulonas
Nov 30, 20209 min read
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#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)
-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...
David Mulonas
Oct 25, 202016 min read
38 views
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