David MulonasJun 7, 20219 min read#62 - Is it Better to Buy or Rent a Home? It Depends on Budgetary DisciplineWhether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health
David MulonasJun 3, 20212 min readPFT #25 - Rolling In Closing Costs into a Home Purchase or Refinance Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home
David MulonasMay 12, 20212 min readWho are Fannie Mae and Freddie Mac?Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.
David MulonasApr 29, 20212 min readPFT #20 - Personal Finance Tip: When is the Right Time to Buy a House?Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.