Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home

Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.

Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.