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![#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?](https://static.wixstatic.com/media/nsplsh_d57217b9547d4cff9412612e182bcda0~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_d57217b9547d4cff9412612e182bcda0~mv2.webp)
David Mulonas
Jul 13, 20215 min read
#66 – Peter Thiel’s $5 Billion Dollar Roth IRA – How He Did It and Was It Legal?
The practice known as stuffing allowed Peter Thiel to build a behemoth tax-free nest egg.
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![#61 - The Current and Future State of the Student Loan Crisis](https://static.wixstatic.com/media/nsplsh_39335730786e3439363167~mv2_d_6048_4032_s_4_2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_39335730786e3439363167~mv2_d_6048_4032_s_4_2.webp)
David Mulonas
Jun 1, 20214 min read
#61 - The Current and Future State of the Student Loan Crisis
The Federal Reserve Bank of St. Louis, says student loan borrowers owe a collective $1.73 trillion in federal and private student loan debt
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![#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?](https://static.wixstatic.com/media/nsplsh_7a78736162314f64457355~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_7a78736162314f64457355~mv2.webp)
David Mulonas
May 26, 20216 min read
#60A- What is Inflation and How Does it Effect the Economy and the Stock Market?
Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?
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![#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg](https://static.wixstatic.com/media/nsplsh_524e36747338495a345f30~mv2_d_5472_3648_s_4_2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_524e36747338495a345f30~mv2_d_5472_3648_s_4_2.webp)
David Mulonas
May 24, 20213 min read
#60 - Listener Feedback: You Can't Retire on $1 Million Dollars and Have a 45-year Nest Egg
How much money do you need to to retire early and comfortably for a long period of time?
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![#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget](https://static.wixstatic.com/media/nsplsh_00a089a91c86466fac47b64f02637c07~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_00a089a91c86466fac47b64f02637c07~mv2.webp)
David Mulonas
Mar 28, 20217 min read
#52 - The Best Way to Manage Your Stimulus Check and the Future Impact on the Budget
Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.
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![PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget](https://static.wixstatic.com/media/nsplsh_8f01a8b1967e4891a11b1ddb02cbab10~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_8f01a8b1967e4891a11b1ddb02cbab10~mv2.webp)
David Mulonas
Mar 24, 20212 min read
PFT #15 -Personal Finance Tip: Checking Your Credit Report and the Impact on Your Budget
You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.
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![#45 - The 401(k) and the Roth 401(k) Review](https://static.wixstatic.com/media/e55b24370d50452987eb5c86568e1d3b.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/e55b24370d50452987eb5c86568e1d3b.webp)
David Mulonas
Feb 8, 20218 min read
#45 - The 401(k) and the Roth 401(k) Review
The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.
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![PFT #7 - Personal Finance Tip: Rule of 72 and Compound Interest a Retirement Nest Egg](https://static.wixstatic.com/media/7ce28d_6a240ce5aa96425badae9b09eead78b3~mv2.png/v1/fill/w_288,h_216,fp_0.50_0.50,q_95,enc_auto/7ce28d_6a240ce5aa96425badae9b09eead78b3~mv2.webp)
David Mulonas
Jan 29, 20212 min read
PFT #7 - Personal Finance Tip: Rule of 72 and Compound Interest a Retirement Nest Egg
In today’s world it is incumbent on you to build your retirement nest egg therefore, you can use the rule of 72 as a base calculation.
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![Podcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for Adults](https://static.wixstatic.com/media/7ce28d_bd3b522fb9f545049b2414347d4e2b13~mv2.jpg/v1/fill/w_285,h_216,fp_0.50_0.50,q_90,enc_auto/7ce28d_bd3b522fb9f545049b2414347d4e2b13~mv2.webp)
David Mulonas
Jan 4, 20216 min read
Podcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for Adults
How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user
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![Podcast #33 - How Long-Term Sustainable Products Reduce Your Budget While Helping the Environment](https://static.wixstatic.com/media/7ce28d_d0ded61b67f54192a74bd7a0f7276e17~mv2.jpg/v1/fill/w_288,h_214,fp_0.50_0.50,q_90,enc_auto/7ce28d_d0ded61b67f54192a74bd7a0f7276e17~mv2.webp)
David Mulonas
Nov 15, 202016 min read
Podcast #33 - How Long-Term Sustainable Products Reduce Your Budget While Helping the Environment
You can save money down the road by buying quality products, but the difference here is that you will also help the environment
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![Podcast #3 - 401(k) Withdrawals and Loans](https://static.wixstatic.com/media/nsplsh_50c9f2c090c3400190adfc5e51834556~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/nsplsh_50c9f2c090c3400190adfc5e51834556~mv2.webp)
David Mulonas
Oct 25, 20207 min read
Podcast #3 - 401(k) Withdrawals and Loans
When you take a 401(k) withdrawal, you'll face a 10% penalty if you're under the age of 59.5 years of age
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![#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)](https://static.wixstatic.com/media/7ce28d_480a801b4274484b88d1c96d7fe65345~mv2.jpg/v1/fill/w_291,h_215,fp_0.50_0.50,q_90,enc_auto/7ce28d_480a801b4274484b88d1c96d7fe65345~mv2.webp)
David Mulonas
Oct 24, 202016 min read
#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)
-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...
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![#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home](https://static.wixstatic.com/media/11062b_7c9359e1c03b44e8bfec3ddc7470a136~mv2.jpg/v1/fill/w_454,h_341,fp_0.50_0.50,q_90,enc_auto/11062b_7c9359e1c03b44e8bfec3ddc7470a136~mv2.webp)
David Mulonas
Sep 15, 20205 min read
#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home
DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.
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![Podcast #3 - Credit Card Balance Transfers](https://static.wixstatic.com/media/7ce28d_82ab7235dcff49a0acf1644ba605e022~mv2.jpg/v1/fill/w_271,h_204,fp_0.50_0.50,q_90,enc_auto/7ce28d_82ab7235dcff49a0acf1644ba605e022~mv2.webp)
David Mulonas
Apr 21, 20203 min read
Podcast #3 - Credit Card Balance Transfers
I would recommend looking into balance transfers for as low as 0% interest typically for 18 to 24 months if you have a higher interest rate.
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