Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.

A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk

The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.