David MulonasJul 27, 20211 min readPFT #32 - Don't Refinance Your Mortgage Just to Refinance There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.
David MulonasJan 6, 20212 min readPFT #4 - Personal Finance Tip: What is Private Mortgage Insurance (PMI) and How to Get Rid of itPMI occurs when you do not have at least 20% of equity or 80% loan-to-value when you purchase the home.