DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval

Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance

The prospect of paying for college is daunting no matter who is footing the bill. Tuition and the cost for college defy low inflation

There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.

Should couples have their own bank accounts? Should they have one budget or two?

Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

Rolling in closing costs into a mortgage avoids paying money upfront, but it is costly and signals a need to save more before buying a home

Inflation is on the rise in many financial sectors of the economy. What causes it and what is the best way to invest when prices increase?

How much money do you need to to retire early and comfortably for a long period of time?

Fannie Mae and Freddie Mac are government sponsored enterprises (GSEs). They buy mortgages from lenders to free up capital for borrowers.

Change Financial Independence Retire Early to Financial Independence Side Hustle (FISH). Most people cannot retire without having a job.

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.

A great way to save money on flowers is to buy flats of flowers and make your own hanging baskets. This can save 50% on cost.

When it comes to financial planning one key component is to have an emergency fund. This differs from a rainy-day fund which is for...

We are going to talk about millennials, stereotypes and money. There are many myths and we'll discuss what the truth really is.

Let’s take a scenario and say a family of four is making under $160,000 AGI. This means that $5,600 ($1,400 per person) will be sent out.

You can also go to annualcreditreport.com and get a free copy of your credit report every 12 months from each credit reporting company.

People want the wedding and the house for the future. The wedding is a one-day event that will be in memory for years to come.

Here's one golden rule: Never judge a book by its cover or one's net worth based on the car he or she may drive.