There is an allure to lower your mortgage payment; however, you don’t want to refinance just to refinance.

Whether you choose to rent or buy your home, it is a major life decision that affects not only your lifestyle but also your financial health

A government-sponsored enterprise's (GSE) function is to enhance the flow of credit to targeted sectors of the economy.

Low interest rates, lack of labor and supply are the right ingredients for an unprecedented housing market; perhaps a housing bubble.

Many mortgage companies have a biweekly payment plan to make 13 payments each year. This can you save thousands of dollars interest.

Loan-to-value (LTV) is what lenders measure when a borrower buys or refinances a home. The higher the risk, the higher the interest rate.

DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.