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the personal finance blog

Feb 28, 20217 min read

#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.

According to many different surveys around ⅔ of people do not follow a budget or if they have one, they do not maintain it.

Feb 21, 20215 min read

#47 - The 2020 Tax Review: Why You Don't Want a Tax Return & How The Money Improves the Budget

If your standard deduction is less than the total of your itemized deductions, then you should be able to save money.

Jan 25, 20216 min read

#43 - To Trust or Not to Trust: How to Protect Your Investments and Your Estate

Trusts supersede a will when there is discrepancy. Most attorneys recommend that you have a will and a trust for backup protection.

Jan 18, 20215 min read

#42 - How to Get Employer Health Insurance When Having a Domestic Partner or a Civil Union

A domestic partnership is when two people live together and are involved in an interpersonal relationship living as if they're married.

Jan 11, 202110 min read

Podcast #41 - Are You Ready for a Big Move Into the Tiny House Movement?

A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.

Jan 4, 20216 min read

Podcast #40 - Establishing Good Credit for Your Children and Some Important Reminders for Adults

How do we establish credit for your children? They cannot apply for a credit card legally until age 18; they may may have an authorized user

Oct 24, 202016 min read

#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)

-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...

Sep 15, 20205 min read

#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home

DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.