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#48 - No Budget Typically Means no Planned Retirement: You Need a Fixed Budget. We'll Show you How.
According to many different surveys around â…” of people do not follow a budget or if they have one, they do not maintain it.
David Mulonas
Feb 28, 20217 min read
29 views
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PFT #10 - Personal Finance Tip: How Coffee Slowly Drips Away Your Monthly Budget
Just Imagine if you are a family of four that drinks coffee everyday; the amount of money that can be saved is staggering.
David Mulonas
Feb 18, 20212 min read
38 views
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#46 - 401(k) Asset Allocation with Mutual Funds in the Stock Market
A target-based fund focuses on an investor’s capital needs at a future date. It gradually shift sfrom higher-risk investments to lower-risk
David Mulonas
Feb 15, 20217 min read
44 views
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#45 - The 401(k) and the Roth 401(k) Review
The max contribution for the 401(k) and the Roth 401(k) is $19,500 yealry. If you're over 50, you can add $6,500 in catch up contributions.
David Mulonas
Feb 8, 20218 min read
50 views
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PFT #7 - Personal Finance Tip: Rule of 72 and Compound Interest a Retirement Nest Egg
In today’s world it is incumbent on you to build your retirement nest egg therefore, you can use the rule of 72 as a base calculation.
David Mulonas
Jan 29, 20212 min read
47 views
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#43 - To Trust or Not to Trust: How to Protect Your Investments and Your Estate
Trusts supersede a will when there is discrepancy. Most attorneys recommend that you have a will and a trust for backup protection.
David Mulonas
Jan 25, 20216 min read
32 views
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Podcast #41 - Are You Ready for a Big Move Into the Tiny House Movement?
A tiny house is defined as a dwelling unit with a maximum 400 square feet of floor area, excluding lofts.
David Mulonas
Jan 11, 202110 min read
42 views
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#30 - Are the Flames Burning Out on the F.I.R.E Movement? (Financial Independence Retire Early)
-What is the F.I.R.E movement? -What are the budgeting steps required to meet the personal finance goals? -Why the earnings and savings...
David Mulonas
Oct 25, 202016 min read
38 views
0 comments


#24 - What is Debt-to-income Ratio and to Use it When Purchasing or Refinancing a New Home
DTI is used as a measure for loan approval. We'll this explain simple calculation to be prepared when applying for a mortgage or refinance.
David Mulonas
Sep 15, 20205 min read
23 views
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Podcast #1 - Panic Selling During the Coronavirus
Let's discuss the ramifications of panic selling your financial investments if you are not going need the money for the next two years.
David Mulonas
Apr 7, 20205 min read
16 views
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