utilities | Something On My Mind

the personal finance blog

Sep 8, 20211 min read

PFT #39 - Personal Finance Tip: Debt-to-Income Ratio & The Risks of Getting a Loan Approved

DTI measures the amount of debt correlated to your overall income. This helps to determine if you can get a loan approval

Sep 6, 20216 min read

#75 - Blaming Yourself About Budgeting Choices

Money is a mental that carries a lot of emotion. The high percentage of choices that you make in your life are centered on personal finance

Jul 29, 20211 min read

PFT #33 - Washing in Cold Water Saves Money and the Environment

Many people think that washing in hot water is safer; however, choosing cold is fine for most clothes including delicate fabrics